TERMS AND CONDITIONS
Last Updated: 24th February, 2026
These Terms of Use ("Terms") govern access to and use of the Murshid learning platform ("Platform", "Service", "we", "us", "our").
By accessing or using the Platform, you agree to be legally bound by these Terms. If you do not agree, you must discontinue use immediately.
1. Educational Nature of the Platform
The Platform is an independent learning and assessment tool designed to help students practice and evaluate their understanding of academic subjects.
The Platform:
- Is NOT an official product of any school, board, or government authority
- Is NOT affiliated with the Karnataka School Examination and Assessment Board or any educational board
- Does NOT conduct or represent official examinations
The Platform only provides practice material and performance insights.
2. Source of Academic Content
Some learning topics and subject structures are derived from publicly available academic curriculum frameworks, including the Karnataka State prescribed textbooks, solely for educational practice purposes.
We do NOT claim ownership of textbook syllabus frameworks or academic curriculum structures.
Questions, explanations, and assessments on the Platform are independently created practice material and are not reproduced examination papers.
3. Examination Disclaimer
The Platform does NOT guarantee:
- Any specific exam questions will appear
- Academic scores or ranks
- Passing of examinations
- Board results or certification
All quizzes are practice exercises generated for learning assistance only. Users must not rely on the Platform as a prediction tool for examinations.
4. Eligibility
1. The Platform is intended for students, parents, and educators.
2. Users under 18 years must use the Platform under supervision of a parent, guardian, or school.
3. Guardians are responsible for minor's usage of the Platform.
We do not knowingly enter contracts directly with minors.
5. Account Responsibility
You agree to:
- Provide accurate information
- Keep login credentials secure
- Be responsible for all activity on your account
We may suspend accounts involved in misuse or impersonation.
6. Acceptable Use
You agree NOT to:
- Copy, redistribute, or sell question banks
- Upload harmful or illegal content
- Attempt to extract datasets or scrape content
- Reverse engineer analytics or AI systems
- Use automated bots or scripts
- Misrepresent Platform content as official exam material
Violation may result in termination of access.
7. Intellectual Property
All platform content including:
- Practice questions
- Explanations
- Generated assessments
- Analytics insights
- Interface design
are proprietary educational material created for learning assistance. Users receive a limited, personal, non-transferable license for educational use only. Commercial reuse, coaching distribution, or republication is prohibited without permission.
8. AI & Recommendation Disclaimer
The Platform may use automated systems to generate performance insights.
You acknowledge:
- Results are indicative only
- Recommendations may be imperfect
- Final academic decisions must rely on teachers or official study material
The Platform is an assistive tool, not an academic authority.
9. Availability
We do not guarantee uninterrupted access or permanent storage of performance history.
Features may change, improve, or be removed at any time.
10. Data Usage
We may collect:
- Quiz responses
- Performance patterns
- Usage behavior
This data is used only to improve learning assistance and platform performance. Personal information handling is described in the Privacy Policy.
11. Limitation of Liability
To the maximum extent permitted by law, the Platform shall not be liable for:
- Examination performance
- Academic decisions
- Reliance on practice material
- Indirect or consequential losses
The Platform is provided on an "as-is" educational assistance basis.
12. Suspension or Termination
We may suspend access if:
- Terms are violated
- Abuse or misuse occurs
- Academic material is redistributed
13. Changes to Terms
We may update these Terms periodically. Continued use constitutes acceptance.
14. Governing Law
These Terms are governed by the laws of India.
Disputes shall fall under the jurisdiction of courts in Bangalore, Karnataka.
15. Contact
For legal inquiries:
Email: murshidsmartguru@gmail.com
Address: 22, 1st Floor, Dr Puneeth Raj Kumar 100ft Road, 15th Cross Rd, JP Nagar 4th Phase, Bengaluru, Karnataka-560078
By using the Platform, you confirm that you have read and accepted these Terms.